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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer 考試大綱主題:
| 章節 | 目標 |
|---|---|
| 意外與健康保險基礎 | - 承保範圍類型
|
| 健康保險體系 | - 管理式醫療護理模式
|
| 一般保險原理 | - 保險概念
|
| 保單管理與職業道德 | - 道德義務
|
| 保險法律與法規（馬里蘭州） | - 馬里蘭州保險管理局規章
|
最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題：
A health maintenance organization may issue a contract that provides benefits for the following:
- A. Health care services provided to members of the HMO
- B. Replacement of income lost by a member due to the member's disability
- C. The dismemberment of an HMO member
- D. The accidental death of an HMO member
答案：A 🗳️
說明：（僅 KaoGuTi 成員可見）
An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
- A. Making false or misleading statements about dividends previously paid on similar policies
- B. Using inappropriate description of a policy to hide the true nature of the policy
- C. Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
- D. Making a misleading statement about the financial condition of an insurer
答案：C 🗳️
說明：（僅 KaoGuTi 成員可見）
An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?
- A. Discrimination
- B. Twisting
- C. Fraud
- D. Rebating
答案：B 🗳️
說明：（僅 KaoGuTi 成員可見）
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想通過Accident-and-Health-or-Sickness-Producer測試真的很難，幸運的是我在考前買了考古題，否則我可能會失敗。