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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. A health maintenance organization may issue a contract that provides benefits for the following:

A) Health care services provided to members of the HMO
B) Replacement of income lost by a member due to the member's disability
C) The dismemberment of an HMO member
D) The accidental death of an HMO member

2. It is unlawful for a person to provide an advertisement that:

A) Makes a comparison of benefits between policies
B) Points out coverage advantages of a policy
C) Uses a policy title to misrepresent a coverage
D) Refers to the insurer's financial rating

3. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A state-sponsored centennial celebration
B) A skydiving exhibition
C) A nuclear power plant
D) A drug smuggling operation

4. An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

A) Making false or misleading statements about dividends previously paid on similar policies
B) Using inappropriate description of a policy to hide the true nature of the policy
C) Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
D) Making a misleading statement about the financial condition of an insurer

5. An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?

A) Discrimination
B) Twisting
C) Fraud
D) Rebating

問題與答案：